Continuous ICT risk monitoring, third-party vendor risk scoring, incident management, and automated examiner evidence packs for licensed EMIs, PIs, and crypto-fiat institutions across the EU and UK.
DORA compliance is not a static PDF checklist. European supervisory authorities expect continuous ICT risk logging, vendor concentration risk tracking, and verifiable evidence trails for every automated control.
Outdated vendor registers, delayed incident logs, and manual evidence gathering during regulator audits.
Automated ICT incident logging, real-time third-party vendor risk scoring, and zero-data-exfiltration audit trails.
DORA Articles 5-16 and 28-30 demand active operational controls, not static policy binders.
Turnkey operational resilience modules built specifically for payments and financial entities.
Automated control validation, continuous policy gap analysis, and real-time operational risk dashboard for your management body.
Information register automation, subprocessor monitoring, concentration risk scoring, and vendor contractual gap flags.
Initial notification and intermediate report drafting within strict supervisory timelines using standardized EBA/ESMA templates.
Automated vulnerability assessment tracking, scenario testing logging, and remediation action plan management.
Single-click export of deterministic control execution logs for regulators, card schemes, and external auditors.
Continuous health monitoring, rule drift detection, and quarterly re-validation reports for audit committees.
Fixed-scope architecture and automation engagements designed for payment institutions.
€8,000 · 2 weeks fixed timeline
Complete ICT risk mapping, third-party vendor register audit, DORA gap assessment, and 5 ranked automation priorities with written report.
€35,000 · 4–6 weeks fixed build
Automated ICT control mapping, vendor register automation, transaction monitoring evidence harness, and examiner compliance pack.
€2,800 / mo · Recurring service
Continuous automated health monitoring, model deprecation watch, and quarterly re-validation reports for regulatory examiners.
Founder & Managing Partner | Ex-Solarisbank General Manager
15+ years leading licensed payment entities, PSD2 compliance frameworks, and multi-jurisdiction risk operations. Dumitru has opened EMI and PI licenses across Lithuania, Cyprus, Malta, the UK, and Romania, and builds risk engines for high-throughput PSPs.
Co-host of Fintech Garden (170+ episodes with global payment leaders) and architect of Novafin's AI automation methodology.
Connect on LinkedIn →Built to satisfy European banking supervisors and strict vendor onboarding requirements.
All data processed strictly within EU/EEA boundaries or on local, isolated customer infrastructure.
Standardized Data Processing Agreement with clear subprocessor disclosures, audit rights, and regulatory compliance clauses.
Client operational data and audit findings never leave the local engagement environment and are never used to train public models.
Sized E&O and cyber liability coverage with human-in-the-loop controls on every regulatory filing.
We review your current ICT risk framework, vendor registers, and control environment in a 45-minute working call with an ex-bank GM. You receive a written gap assessment within 48 hours.